Credit Card


Inteliexpress offers customers credit cards.

For detailed information please contact us: +995 32 249 25 25

Terms and conditions of credit card service.

 


Mortgages


Mortgage loan can be issued for various purposes for instance: to buy or renovate an apartment, to repay a loan from another bank or to use the money for other purposes.

Mortgages can be secured both in urban and rural housing and on agricultural land.

The loan is issued in GEL, the minimum amount is 3000 GEL, and the maximum is 100 000 GEL.

Annual interest rate from 16%.

Mortgage loan term from 3 to 120 months.

Contract Draft for Mortgage loans.

Money Transfers


Fast money transfer without opening a bank account.
Money transfer can be sent as outside the country as throughout the country.
Mandatory information: receiver’s name and surname, and destination.
As soon as the money will be sent to receiver you will be given a unique code number  to be passed only to the receiver of the money transfer.
To receive money you need to provide unique code number of the money transfer to the cashier and ID card/passport.
INTELI EXPRESS is a centralized system, which means that money can be received throughout Georgia at any payment point or branch. In some cases, there is a commission (1$ on every 200$) while withdrawing money in dollars. 

If the sender will indicate receiver’s mobile number, while making the money transfer, the receiver will get SMS, informing him about its availability.

Money Transfer abroad From 1% - to 4%
Money Transfer in the territory of Georgia From 0,35% - to 0.5%

Pawn loans


Loans secured by precious metals are issued in GEL. 

The highest appraisal of the gold.

Measure Rate
375* 65 GEL
500* 113 GEL
583*/585* 133 GEL
750* 170 GEL
900*/916*  208 GEL
958*  218 GEL

 

Pawn loan interest is accrued daily. This means that you only have to pay interest on the loan for as many days as the loan is in use.

 

IE 1.5

monthly rate 1.5% 

effective rate - 19.57% 

 

Silver:

Rate: 1 GEL. 

Monthly interest rate 3.4% (effective: 49.38%)

 

Loans are issued in the following branches – Tbilisi: Agmashenebeli Ave. 89 (Mardjanishvili square); Gldani, Metro Akhmeteli; 46 Vazha Pshavela ave. Delisi; 57 Tsereteli ave. Isani, 45 Atskuri st. Varketili, 22 Seventeen Shindisi Hero St. Kutaisi: 51 Chavchavadze st.;  67 Chavchavadze st.; 2 Aghmashenebeli square; 10 Irakli Abashidze (Zastava)  Batumi: 25 Baratashvili str.; 50 D. Tavdadebuli str.; Gori: 29 Stalini str.; Zugdidi: 89 Rustaveli str.; Akhalkalaki: 2/3  Javakhishvili str.; Rustavi: 10 Megobroba str.; Telavi: 2 Erekle the Second str.

Loan can be paid both from Inteliexpress branches, the TBC Pay website, TBC Pay boxes, as well as Mobile and Internet banking of TBC Bank.

Contract Draft for Pawn Loans.

Money Transfers on the Territory of Georgia


Fast Money Transfers, without opening a bank account on the territory of Georgia is available in every city and regional centre, where the system Inteliexpress operates. Transfers can be received in Intelexpress branches, Georgian Banks and Agents of Inteliexpress.

INTELIEXPRESS has a centralized system, meaning that money can be received throughout Georgia at any Payment Point or Branch.

Mandatory information: Receiver’s Name and Surname.

As soon as the money is sent to the receiver, you will be given a unique code number to be passed only to the receiver of your money transfer.

To receive the money, you need to provide your ID card/passport and the unique code number of the money transfer to the cashier.

If the sender indicates the receiver’s mobile number, while making the money transfer, the receiver will get an SMS, informing him about the money receipt.

Money Transfers in GEL   From 0.35% - to 0,4%
Money Transfers in Foreign currency                0.5%

Note: Sending/receiving money transfer on the territory of Georgia by Inteliexpress is not available in the following banks: Bank of Georgia and Liberty Bank.

Utility and other Payments


Inteli Express is offering to its customers possibility to pay utility and other payments as from Greece, Italy and UK as in Inteli express's branches in Georgia.

  •  Utilities
  •  Mobile communications
  •  Commercial TV and Internet
  •  Budget (government) payments and etc.

Wallet for Legal Entities


The company takes loans from Legal Entities and provides high loan interest for both short and long term contracts.

 

  • Receiving the loan interest is available once a month or after the contract expires. Receiving the interest or principal amount is available by cash or through the bank account.   
  • Preliminary termination of the loan agreement is permitted.  (Preliminary warning period: three days). In the case of term wallet, this condition applies after one month.
  • In case of demand agreement, you can decrease or increase the amount of the loan and receive the loan interest monthly.

 

  იურიდიული პირები
  GEL USD EUR
  Nominal Effective Nominal Effective Nominal Effective
Demand 5.00% 5.12% 3.50% 3.56% 1.00% 1.00%
3 Months 12.80% 13.58% 4.00% 4.07% 2.00% 2.02%
6 Months 13.00% 13.80% 4.75% 4.85% 2.50% 2.53%
9 Months 13.30% 14.14%        
12 Months 13.50% 14.38% 6.00% 6.17% 3.00% 3.04%
15 Months 13.60% 14.48%        
18 Months 13.70% 14.59% 6.50% 6.70% 3.50% 3.56%
21 Months 13.80% 14.71%        
24 Months 14.00% 14.93% 7.00% 7.23% 4.00% 4.07%

 

 

 

 


In case of deciding to use the service of JLC MFI IntelExpress please be informed of the following warning:
 

JLC MFI IntelExpress is not a licensed bank and unlike the bank, the light supervisory regime applies to it. In case of its bankruptcy, you may not be able to receive your money.
 

Contract draft - GEL

Contract draft - GEL

Contract draft - Foreign currency

Contract draft - Foreign currency

Wallet for Individuals


The company takes loans from Individuals and provides high loan interest, in case of both short and long term contracts.

  • The minimum amount for the loan is 100 000 GEL or its equivalent in USD or EUR.
  • Receiving loan interest is available once a month or after the contract expires. Receiving the interest or principal amount is available by cash or through the bank account.  
  • Preliminary termination of the loan agreement is permitted. (Preliminary warning period: three days). In the case of term wallet, this condition applies after one month.
  • In case of demand agreement, you can decrease or increase the amount of the loan and receive the loan interest monthly.
  • In case of having demand agreement and decreasing loan, the loan amount should not become less than 100 000 GEL (or its equivalent in USD, EUR). If the amount becomes lower than 100 000 GEL (or it's equivalent in USD, EUR) the individual must withdraw the full amount of money.

 

 

  GEL USD EUR
  > 100 000 GEL > 100 000 GEL > 100 000 GEL
  Nominal Effective Nominal Effective Nominal Effective
Demand 5.00% 5.12% 3.50% 3.56% 1.00% 1.00%
3 Months 12.80% 13.58% 4.00% 4.07% 2.00% 2.02%
6 Months 13.00% 13.80% 4.75% 4.85% 2.50% 2.53%
9 Months 13.30% 14.14%        
12 Months 13.50% 14.38% 6.00% 6.17% 3.00% 3.04%
15 Months 13.60% 14.48%        
18 Months 13.70% 14.59% 6.50% 6.70% 3.50% 3.56%
21 Months 13.80% 14.71%        
24 Months 14.00% 14.93% 7.00% 7.23% 4.00% 4.07%

 

 

 


 

 

 

 

 


In case of deciding to use the service of JLC MFI IntelExpress please be informed of the following warning:

JLC MFI IntelExpress is not a licensed bank and unlike the bank, the light supervisory regime applies to it. In case of its bankruptcy, you may not be able to receive your money.

 

Contract draft - GEL

Contract draft - GEL

Contract draft Foreign currency

Contract draft Foreign currency